i'd have suggested to download nvu.com or something free to try out.
or to go to elance.com and get someone.
but the specs seemed kinda hazy...
oh well.
If you're just starting out the free services are exceptable. Once you get used to building a site you might want a paid service with just a a few exceptions. They more benefits to you and there are some things you able to do. More space and more options as well.
I think template services are a great solution for the first time site builder. You learn but you eventually move on. It's a great process to go through because you really start to understand the benefits of either getting more heavily into designs ...or not as the case may be.